翻訳と辞書
Words near each other
・ Alternative Education Resource Organization
・ Alternative electronic
・ Alternative employment arrangements
・ Alternative energy
・ Alternative Energy (composition)
・ Alternative Energy Development Board
・ Alternative energy indexes
・ Alternative Energy Institute
・ Alternative Energy Promotion Centre
・ Alternative exhibition space
・ Alternative explanations of the "grandmother" cell
・ Alternative fashion
・ Alternative Faso
・ Alternative fee arrangements
・ Alternative Finance
Alternative financial services
・ Alternative financial services in the United States
・ Alternative five model of personality
・ Alternative for Bulgarian Revival
・ Alternative for Change
・ Alternative for Germany
・ Alternative for Social Advance
・ Alternative Forces for Renewal and Emergence
・ Alternative formats
・ Alternative frequency
・ Alternative fuel
・ Alternative fuel vehicle
・ Alternative future
・ Alternative Games
・ Alternative Gifts


Dictionary Lists
翻訳と辞書 辞書検索 [ 開発暫定版 ]
スポンサード リンク

Alternative financial services : ウィキペディア英語版
Alternative financial services

Alternative financial services (AFS) are financial services provided outside traditional banking institutions, on which many low-income individuals depend.〔〔 In developing countries, these services often take the form of microfinance. In developed countries, the services may be similar to those provided by banks and include payday loans, rent-to-own agreements, pawnshops, refund anticipation loans, some subprime mortgage loans and car title loans, and non-bank check cashing, money orders, and money transfers. It also includes traditional moneylending by door-to-door collection.
Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role. These alternative financial service providers are estimated to process about 280 million transactions per year, representing roughly $78 billion in revenue. Customers include the Unbanked.
Alternative financial services in the United States, for example via payday loans, are more extensive than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counterparts in many other countries.
In the United Kingdom, alternative financial services include payday loans and money lending, the latter termed "home collected credit" or "home credit". Organizations such as Debt on our Doorstep campaign for improved regulation.
== See also ==

*Poverty industry
*Loan shark
*Overdraft protection loans
*Payday loan
*Refund anticipation loan
*Settlement (finance)
*Title loan
*Usury
*Mortgage discrimination
*Securitization
*Debt bondage
*Debt of developing countries
* Informal value transfer system
* Guarantor Loan

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Alternative financial services」の詳細全文を読む



スポンサード リンク
翻訳と辞書 : 翻訳のためのインターネットリソース

Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.